UNiRWA Allocation Model
The institutional Standard for Assets Management
Private
Credit
Agriculture Land/
Durian Farm
Corporate Bonds &
Commercial Debt
Equities
Stable Reserve &
Risk Buffer
| Asset Class | TargetAllocation | Yield | Risk Level |
|---|---|---|---|
| Private Credit | 45-55% | 9-14% | Medium |
| Agriculture Land/ Durian Farm | 20-30% | 12-18% + Assets appreciation |
Medium |
| Corporate Bonds & Commercial Debt | 10-20% | 5-9% | Low-Mediunm |
| Equities | 5-10% | 6-12% | Medium-High |
| Stable Reserve & Risk Buffer | 2.5% | NA | Very Low |
*Target blended net yield to investors: 11–13% annually (after fees, reserves, and administration)